The less you spend, the better it is for your credit score. This will affect your credit score significantly. The credit card companies protect you and take over the liability in case it has been misused. It is important to check your income tax status when filing your income tax return. What does credit limit mean? Income between.5 lakhs.10 lakhs 20 of amount exceeding.5 lakhs Income above.10 lakhs 30 of amount exceeding.10 lakhs Individuals above 60 years: Tax Slabs Tax Rates Income up.3 lakhs NIL Income between.3 lakhs and.5 lakhs. Who pays income tax? If you are new to credit cards, then it is a good idea to use one for some time and get used to the payment method. Super Senior Citizens - Individuals above the age of 80 years.
The income tax department will never ask you for your PIN number. How do I apply for a credit card? However with electronic filing, it is easy to maintain records digitally. To say in simple words, it must be equal proportional of actual shortfall. Any delay in payment beyond this date can cause the company to charge a late fee, report a late payment to the credit bureau, or even consider the account as delinquent.
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